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Latest News from Provident Loan

Conventional vs. Bank Statement: which fits self-employed buyers?

ITIN mortgages: what you need to buy a home

DSCR loans for investors: qualify by cash flow

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We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

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Move forward to full approval and closing

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We receive and match the right program

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Whether you’re self-employed, an investor, an international buyer, or applying with an ITIN—we’ll match you with a loan that fits your situation and budget. Get clear steps and fast pre-qualification.Self-employed: Bank Statement (12–24 months).Investors: DSCR (qualified by property cash flow).International buyers: Foreign National programs.ITIN borrowers: Owner-occupied homes.Conventional: Down payments from 3% (for qualified buyers).

Lower your payment, change your term, or use equity for what matters—then we’ll guide you from pre-qual to closing.

We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

Clear guidance, honest terms, and fast follow-ups—from pre-qual to closing.

We do what's right, no what's easy

Plain-English options and costs—no surprises.

Respectful reliable, and always prepared

English & Spanish service when you need it.

Conventional, Bank Statement, ITIN, DSCR & Foreign National.

Fast pre-qual (often same day) with proactive status updates.

We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process

Compare documents, who qualifies, and what payments look like.

Eligibility, required documents, owner-occupied rule, and timeline.

How DSCR works, typical thresholds, and what rents count.

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